Escrow & Title

The closing disclosure (CD) replaced which combination of prior forms under TRID?

AThe MLS listing agreement and agency disclosure
BThe HUD-1 Settlement Statement and the final Truth-in-Lending disclosure✓ Correct
CThe Good Faith Estimate and the appraisal
DThe purchase agreement and the mortgage note

Explanation

Under TRID, the Closing Disclosure (CD) replaced the HUD-1 Settlement Statement and the Final Truth-in-Lending disclosure, integrating both into a single document that must be provided 3 business days before closing.

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