Escrow & Title

The purpose of title insurance in real estate is to:

AGuarantee the property will not lose value
BProtect against financial loss from title defects, liens, or encumbrances that affect ownership✓ Correct
CEnsure the property's physical condition is sound
DReplace the need for a property survey

Explanation

Title insurance provides financial protection against losses arising from covered title defects, hidden liens, or encumbrances that were unknown at the time of purchase. It is a one-time premium paid at closing.

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