Escrow & Title

A 'cloud on title' is:

AA designation for a property in a flood hazard zone
BAny outstanding claim, lien, or encumbrance that may impair or challenge the owner's title✓ Correct
CA zoning classification for commercial properties
DA notation in the MLS indicating the listing is under contract

Explanation

A cloud on title is any outstanding claim, lien, encumbrance, or condition that might impair the owner's title or interfere with a sale. Clouds can be removed through a quiet title action or by obtaining releases from claimants.

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