Fair Housing
Under the Fair Housing Act, a housing provider must provide a reasonable modification to a tenant with a disability at:
AThe housing provider's expense in all cases
BThe tenant's expense (in private housing), with restoration typically required at lease end✓ Correct
CNo cost to either party, paid by HUD
DThe expense of the local government
Explanation
In privately owned housing, a reasonable modification (physical change to the unit) is made at the tenant's expense. The landlord may require the tenant to restore the property to its original condition at the end of the tenancy, if reasonable.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
Private Mortgage Insurance (PMI)Insurance required by lenders on conventional loans with less than 20% down payment, protecting the lender — not the borrower — against default.
Community PropertyIn community property states, most property acquired during marriage is owned equally by both spouses, regardless of who paid for it.
ZoningLocal government regulations that control land use by dividing areas into zones specifying permitted uses, building sizes, and densities.
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