Property OwnershipAdvancedCalifornia Exam

A homeowner's association (HOA) assessment lien for unpaid dues has priority over:

AA first mortgage recorded before the HOA was established
BProperty taxes
CA mechanic's lien filed after the delinquency
DJunior mortgages and some liens recorded after the CC&RsCorrect

Why Junior mortgages and some liens recorded after the CC&Rs Is Correct

Answer D: Junior mortgages and some liens recorded after the CC&Rs

HOA assessment liens generally have priority over junior mortgages and other liens recorded after the CC&Rs were recorded, but they are subordinate to property tax liens and typically to first mortgage liens recorded before the HOA delinquency.

Exam Tip: Property Ownership

Property ownership questions test the bundle of rights and different forms of ownership. Know the differences between joint tenancy, tenancy in common, and community property, including the right of survivorship.

Key Property Ownership Terms in This Question

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