Trust Funds

Conversion of trust funds occurs when a broker:

ADeposits client funds into the correct trust account
BUses client funds for personal or business purposes✓ Correct
CFails to deposit funds on time
DMixes operating and trust funds

Explanation

Conversion is the most serious trust fund violation — it occurs when a broker uses client funds for their own personal or business purposes. It is considered theft and can result in criminal prosecution and license revocation.

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