Trust FundsIntermediateCalifornia Exam

If a buyer's check for earnest money is made payable to the listing broker, and the buyer instructs the broker to hold the check uncashed until the offer is accepted, the broker should:

ADeposit the check immediately into the trust account, under standard California trust fund handling rules
BHold the check uncashed as instructed and disclose this to the sellerCorrect
CReturn the check to the buyer until acceptance, as required by DRE trust account regulations
DForward the check to the escrow company, consistent with standard broker trust accounting practice

Why Hold the check uncashed as instructed and disclose this to the seller Is Correct

Answer B: Hold the check uncashed as instructed and disclose this to the seller

California law allows a broker to hold an uncashed check if instructed by the buyer and the seller is informed of this arrangement. The broker must disclose to the seller that the check is being held uncashed.

Exam Tip: Trust Funds

Trust fund questions test the rules for handling client money. Know the deadlines for depositing trust funds, what constitutes commingling vs. conversion, and the penalties for violations.

Key Trust Funds Terms in This Question

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