Escrow & Title

Which of the following is an involuntary lien?

AA mortgage lien placed by the property owner
BA deed of trust
CA mechanics' lien✓ Correct
DA voluntary trust deed lien

Explanation

An involuntary lien is imposed against the property owner's wishes, by operation of law or court action. Mechanics' liens, judgment liens, tax liens, and attachment liens are all involuntary liens. Mortgages and deeds of trust are voluntary liens — they are created by the owner's deliberate act of borrowing.

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