What is the 'Mrs. Murphy exemption' to the Fair Housing Act?
Why An exemption allowing owner-occupants of buildings with 4 or fewer units to rent without using a real estate agent and without discriminatory advertising, under certain conditions Is Correct
Answer B: An exemption allowing owner-occupants of buildings with 4 or fewer units to rent without using a real estate agent and without discriminatory advertising, under certain conditions
Exam Tip: Fair Housing
Fair Housing questions test both federal (Fair Housing Act of 1968) and state-level protected classes. The federal protected classes are race, color, religion, national origin, sex, familial status, and disability. Many states add additional protections.
Key Fair Housing Terms in This Question
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Key Terms to Know
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
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