Escrow & TitleIntermediateCalifornia Exam

What is the primary function of escrow in a California real estate transaction?

ATo market the property to buyers and negotiate the purchase price, a function handled by the listing agent rather than escrow
BTo act as a neutral third party that holds funds and documents and carries out the instructions of buyer, seller, and lender until all conditions are metCorrect
CTo provide title insurance protecting against defects in the chain of title, a function handled by a separate title insurer rather than escrow
DTo conduct the physical property inspection for structural and safety defects, a function handled by a licensed home inspector rather than escrow

Why To act as a neutral third party that holds funds and documents and carries out the instructions of buyer, seller, and lender until all conditions are met Is Correct

Answer B: To act as a neutral third party that holds funds and documents and carries out the instructions of buyer, seller, and lender until all conditions are met

Escrow is a neutral third party (escrow holder) that holds funds, documents, and other items until all conditions of the sale are met. When all conditions are satisfied, escrow 'closes' by disbursing funds and recording the deed.

Exam Tip: Escrow & Title

Escrow questions test the neutral third-party role and the sequence of closing events. Remember that the escrow agent acts as a dual agent for both buyer and seller and cannot advocate for either side.

Key Escrow & Title Terms in This Question

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