Fair Housing
Redlining refers to the illegal practice of:
AMarking property boundaries on plat maps
BDenying mortgage loans or insurance to residents of certain neighborhoods based on race or ethnicity✓ Correct
CRequiring a minimum credit score for all loan applicants
DZoning residential areas for single-family use only
Explanation
Redlining was the practice by banks and insurers of refusing loans or coverage to residents of minority neighborhoods, literally drawn in red on maps. It is prohibited under the Fair Housing Act and the Community Reinvestment Act.
Related California Fair Housing Questions
- Which practice involves inducing homeowners to sell by suggesting that people of a protected class are moving into the neighborhood?
- California's Unruh Civil Rights Act applies to:
- An agent who tells a prospective buyer 'you'd be more comfortable in a different neighborhood' based on the buyer's race is engaging in:
- Under the federal Fair Housing Act, which of the following is a protected class?
- A housing provider who refuses to rent to an applicant after learning the applicant has HIV is:
- Which federal agency is primarily responsible for enforcing the Fair Housing Act?
- What is 'disparate treatment' in fair housing?
- Redlining in real estate refers to:
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