Fair Housing
Redlining in real estate refers to:
ADrawing property boundary lines on a map
BRefusing to make loans or provide insurance in certain neighborhoods based on racial or ethnic composition✓ Correct
CIncreasing rents in gentrifying neighborhoods
DMarking properties that are in flood zones
Explanation
Redlining is the discriminatory practice of refusing to lend money or provide insurance in certain geographic areas based on the racial or ethnic makeup of those neighborhoods, regardless of individual creditworthiness.
Related California Fair Housing Questions
- A California real estate licensee's duty to uphold fair housing laws is governed by which DRE regulation?
- Under the Fair Housing Act, which of the following is an example of 'familial status' discrimination?
- A landlord tells a prospective tenant that the apartment is already rented when it is actually still available, because the prospective tenant is Hispanic. This is an example of:
- What is 'redlining'?
- Under California's Rumford Fair Housing Act, discrimination in housing is prohibited based on all of the following EXCEPT:
- A real estate agent who shows minority buyers only homes in predominantly minority neighborhoods, while showing white buyers homes throughout the city, is engaged in:
- Which of the following exemptions allows a private individual to sell or rent their property without complying with the Fair Housing Act?
- Steering in real estate refers to:
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