Escrow & Title

What is a 'chain of title'?

AA list of all properties owned by one person
BThe chronological sequence of historical transfers of title to a specific property✓ Correct
CA document linking the deed to the mortgage
DA lender's requirement for title insurance coverage amounts

Explanation

The chain of title is the complete chronological history of ownership and encumbrances for a specific parcel of real property, tracing title from the original grant through all subsequent transfers to the present owner. Title companies search this chain to identify any defects, gaps, or encumbrances that could affect ownership.

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