Fair Housing

A Colorado homeowner who is selling their own home without using a real estate broker is NOT exempt from federal fair housing laws in which situation?

AA. When they own 3 or fewer single-family homes and do not use discriminatory advertising
BB. When they use the services of a real estate broker✓ Correct
CC. When they only own one property at a time
DD. When they sell using only word of mouth

Explanation

The 'Mrs. Murphy' exemption and the private seller exemption under the FHA do NOT apply when the sale is conducted through a real estate broker. If a broker is involved at any point, the full requirements of the FHA apply, even if the seller would otherwise qualify for an exemption.

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