Agency

In Colorado, a buyer who has not signed a buyer broker agreement and is working informally with a broker is considered:

AA. A client with full fiduciary protections
BB. A customer — receiving limited ministerial services without a formal representation agreement✓ Correct
CC. Automatically represented as a buyer's agent
DD. Protected by the same duties as a client

Explanation

In Colorado, a person who has not signed a buyer broker agreement is a 'customer' rather than a 'client.' The broker owes a customer only limited duties (honesty, no misleading information) but not the full duties owed to a client (loyalty, confidentiality, etc.

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