Contracts

Under Colorado's Contract to Buy and Sell, if a seller accepts an offer and the buyer's loan is denied, the buyer may:

AAlways receive a full refund of earnest money regardless of circumstances
BReceive a refund only if a loan contingency was included and properly exercised✓ Correct
CNever receive a refund of earnest money
DSue the seller for specific performance

Explanation

If a valid loan contingency is included in the contract and the buyer's loan is denied, the buyer may terminate the contract and receive the earnest money refund. Without such a contingency, the earnest money may be forfeited.

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