Fair Housing
A Connecticut condominium complex advertises itself as 'adult living' and refuses to sell units to families with children under 18. To qualify for the federal FHA's '55 or older' housing exemption, the community must meet which requirements?
ASimply having a policy that prefers adults
BAt least 80% of occupied units must have one resident 55 or older, AND the complex must publish and follow policies demonstrating intent to be housing for 55+ persons, AND must be registered with HUD✓ Correct
C100% of residents must be 55 or older
DThe complex must be restricted to residents 62 or older
Explanation
The federal FHA's 55-or-older housing exemption requires: (1) at least 80% of occupied units have at least one resident aged 55+, (2) the housing publish and follow policies demonstrating intent to be housing for 55+ persons, and (3) comply with HUD's regulations requiring periodic surveys to verify age.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
Earnest MoneyA deposit made by the buyer when submitting a purchase offer, demonstrating serious intent and serving as consideration for the contract.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
State-Specific Concepts
DRE Regulation
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