Connecticut Practice TestFair Housing

Connecticut Fair Housing
Practice Questions & Answers (2026)

Fair housing is tested on every real estate exam in the country, but Connecticut candidates must know both federal and state-level protections. While Connecticut enforces the seven federal protected classes (race, color, religion, sex, national origin, familial status, and disability), the Connecticut Real Estate Commission also tests how these protections apply in Connecticut-specific rental, sales, and advertising scenarios. Steering, blockbusting, redlining, and discriminatory advertising are all tested — and candidates who think they know fair housing cold often miss the state-specific extensions or the nuanced application scenarios. Review every question here carefully.

Practice Questions

Connecticut Fair Housing — Practice Questions & Answers

125 questions on Fair Housing from the Connecticut real estate question bank. First 10 are free — sign up to unlock all 125.

Q1. Blockbusting is defined as:

A.Restricting loans in certain geographic areas based on race
B.Inducing homeowners to sell by making representations about the entry of protected classes into a neighborhood
C.Steering buyers toward or away from neighborhoods based on race
D.Refusing to show homes in certain neighborhoods

Explanation

Blockbusting (also called panic selling) is the illegal practice of inducing property owners to sell or rent by suggesting that the entry of protected-class individuals into the neighborhood will lower property values or increase crime.

Q2. Under the federal Fair Housing Act, which property is generally exempt from the prohibition against familial status discrimination?

A.Any single-family home sold through a broker
B.Housing for older persons (55+ communities meeting HUD requirements)
C.Multi-family properties with fewer than 4 units
D.All rental housing owned by private individuals

Explanation

The Fair Housing Act allows qualified senior housing communities to restrict occupancy to older persons without violating familial status protections. To qualify, at least 80% of occupied units must have at least one resident age 55 or older.

Q3. Steering in real estate means:

A.Directing a buyer to make a higher offer on a property
B.Guiding buyers toward or away from certain neighborhoods based on protected characteristics
C.Advising a seller to lower their asking price
D.Directing buyers to a specific mortgage lender

Explanation

Steering is the illegal practice of directing prospective buyers or renters toward or away from certain neighborhoods or properties based on the buyer's race, religion, national origin, or other protected class characteristics.

Q4. A Connecticut landlord with 12 units refuses to rent to a qualified applicant because of the applicant's religion. The maximum civil penalty for a first violation of the federal Fair Housing Act can be up to:

A.$10,000
B.$21,663
C.$50,000
D.$100,000

Explanation

For a first violation of the Fair Housing Act with no prior violations, the civil penalty can be up to $21,663 (periodically adjusted for inflation). Penalties increase for subsequent violations within 7 years.

Q5. Connecticut's fair housing law expands upon the federal Fair Housing Act by also protecting:

A.Only the same seven classes as the federal act
B.Sexual orientation, gender identity, source of income, and other classes beyond federal law
C.Only age and disability beyond federal protections
D.Political affiliation and occupation

Explanation

Connecticut's fair housing law provides broader protections than federal law, including sexual orientation, gender identity or expression, source of income (including housing vouchers), and other protected classes.

Q6. Redlining in real estate refers to:

A.Drawing boundary lines around exclusive gated communities
B.The illegal practice of denying loans or services in certain geographic areas based on the racial composition of those areas
C.A technique appraisers use to exclude outlier comparable sales
D.Setting red-line price minimums in listing agreements

Explanation

Redlining is the illegal practice of denying mortgages, insurance, or other services to residents of certain neighborhoods based on race or ethnicity, often by literally drawing a red line around minority neighborhoods on maps.

Q7. Under the Fair Housing Act, a landlord who refuses to make reasonable accommodations for a tenant with a disability has:

A.Acted within their rights to protect the property
B.Violated the Fair Housing Act's disability discrimination provisions
C.Only violated state law, not federal law
D.Not violated any law unless the tenant is in a federally funded building

Explanation

The Fair Housing Act requires landlords to make reasonable accommodations in rules, policies, and practices for persons with disabilities. Refusing a reasonable accommodation is discrimination under federal and Connecticut state law.

Q8. A Connecticut landlord wants to charge a higher security deposit to a tenant with a service dog, arguing the dog may cause damage. This is:

A.Permitted because pet deposits are standard practice
B.A violation of fair housing law — service animals are not pets and no extra deposit can be charged
C.Permitted only if the landlord charges all tenants a standard pet deposit
D.Permitted for security dogs but not guide dogs

Explanation

Under the Fair Housing Act and ADA, service animals and emotional support animals are not pets. Landlords may not charge additional deposits, fees, or pet rent for service animals or assistance animals.

Q9. Which of the following advertising statements would violate the Fair Housing Act?

A."3-bedroom home near top-rated schools"
B."Walk to church and community center"
C."Perfect for a Christian family"
D."Quiet neighborhood close to parks"

Explanation

Advertising that indicates a religious preference ('Perfect for a Christian family') violates the Fair Housing Act's prohibition on discriminatory advertising based on religion. Advertising must not indicate preference, limitation, or discrimination.

Q10. A Connecticut real estate agent shows a minority buyer only homes in predominantly minority neighborhoods while showing white buyers the same-priced homes in all neighborhoods. This is:

A.Acceptable if both buyer groups are shown homes in their preferred price range
B.Illegal steering based on race in violation of the Fair Housing Act
C.Acceptable because the agent is matching buyer preferences
D.Only illegal if the buyer complains

Explanation

Showing buyers only homes in neighborhoods based on the buyer's race (or steering them away from certain neighborhoods) is illegal steering under the Fair Housing Act, regardless of whether buyers seem comfortable with it.

Q11. The Fair Housing Act of 1968 was amended in 1988 to add which two protected classes?

A.Age and sexual orientation
B.Familial status and disability (handicap)
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