Fair Housing

A Connecticut landlord requires all applicants to have a credit score of at least 700. If this policy has a statistically disparate impact on minority applicants:

AThe policy is always legal because it is facially neutral
BThe policy may violate the Fair Housing Act under disparate impact theory unless it is justified by a legitimate business necessity✓ Correct
CThe policy is illegal only if intentional discrimination is proven
DThe policy is exempt because credit scores are objective

Explanation

Under the Fair Housing Act's disparate impact theory, a facially neutral policy that disproportionately harms a protected class may be unlawful unless the landlord can show it is necessary to achieve a legitimate business goal.

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