Property Ownership

A Connecticut property owner has a mortgage. The mortgage creates which type of lien on the property?

AA general lien affecting all the owner's property
BA specific voluntary lien affecting only the mortgaged property✓ Correct
CAn involuntary lien imposed by the court
DAn equitable lien with no priority over other liens

Explanation

A mortgage is a specific, voluntary lien—it is placed voluntarily by the borrower on a specific property as collateral for the loan. It affects only the mortgaged property, not all of the borrower's assets.

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