Connecticut Practice TestProperty Ownership

Connecticut Property Ownership
Practice Questions & Answers (2026)

Property ownership questions on the Connecticut exam test forms of ownership, how title is held, and the rights that come with different ownership structures. Connecticut tests joint tenancy, tenancy in common, tenancy in severalty, and the specific unities required to create each form. The Connecticut Real Estate Commission frequently tests what happens to ownership when one co-owner dies under each ownership form. These questions are foundational but often contain traps for candidates who memorize definitions without understanding the real-world implications tested by the CT exam.

Practice Questions

Connecticut Property Ownership — Practice Questions & Answers

128 questions on Property Ownership from the Connecticut real estate question bank. First 10 are free — sign up to unlock all 128.

Q1. In Connecticut, tenants in common each own:

A.Equal shares with the right of survivorship
B.Undivided interests that may be unequal, with no right of survivorship
C.Their property only during their lifetime
D.A share that passes automatically to co-owners at death

Explanation

Tenants in common hold undivided interests in the whole property. Ownership shares may be unequal, and each owner may sell or devise their share independently. There is no right of survivorship — the deceased's share passes to their heirs.

Q2. A Connecticut condominium owner owns:

A.Only a share of the common areas, not any specific unit
B.Their individual unit in fee simple plus an undivided interest in the common elements
C.Their unit under a long-term ground lease from the condo association
D.A cooperative share in the entire building

Explanation

A condominium owner holds fee simple title to their individual unit and an undivided interest as a tenant in common in the common elements (hallways, grounds, amenities). This is distinct from cooperative ownership.

Q3. A property deed restriction that prohibits commercial use of a residential lot is an example of a:

A.Zoning ordinance
B.Private deed covenant or restriction
C.Government eminent domain action
D.Easement in gross

Explanation

A deed restriction (private deed covenant) is a private limitation on the use of property placed in a deed. Unlike zoning, which is public law, deed restrictions are private agreements enforceable by neighboring property owners or a homeowners association.

Q4. Which of the following is an example of an appurtenance to real property?

A.A refrigerator left by the seller
B.An easement benefiting an adjacent property
C.The seller's personal vehicle parked in the garage
D.A month-to-month lease agreement

Explanation

An appurtenance is a right or improvement that is attached to and passes with the land when it is sold. An easement appurtenant benefits an adjacent parcel and transfers automatically with the dominant estate.

Q5. The government's power of eminent domain allows it to:

A.Zone property to restrict its use
B.Take private property for public use with just compensation
C.Condemn unsafe buildings without payment to the owner
D.Regulate deed restrictions in private subdivisions

Explanation

Eminent domain is the government's constitutional power to take private property for a public purpose, provided just compensation is paid to the owner. The legal process used to exercise this power is called condemnation.

Q6. A Connecticut property owner holds title as joint tenants with rights of survivorship. Upon the death of one joint tenant, the deceased's interest:

A.Passes to the deceased's heirs per their will
B.Automatically passes to the surviving joint tenant(s)
C.Must go through probate before transferring
D.Reverts to the state of Connecticut

Explanation

Joint tenancy with rights of survivorship means that when one joint tenant dies, their interest automatically and immediately passes to the surviving joint tenant(s) outside of probate.

Q7. In Connecticut, the four unities required for joint tenancy are:

A.Title, interest, possession, and time
B.Deed, survey, mortgage, and title insurance
C.Ownership, use, exclusion, and disposition
D.Recording, delivery, acceptance, and consideration

Explanation

Joint tenancy requires four unities: unity of Time (acquired at the same time), Title (same instrument), Interest (equal shares), and Possession (equal right to possess).

Q8. A life estate in Connecticut grants the life tenant the right to:

A.Own the property in fee simple during their lifetime
B.Use and enjoy the property during their lifetime, but not own it beyond their death
C.Pass the property to heirs at death as a regular inheritance
D.Mortgage the property for any amount without restriction

Explanation

A life estate grants the life tenant the right to use and enjoy the property during their lifetime. The property passes to the remainderman (or reverts to the grantor) upon the life tenant's death.

Q9. Under Connecticut law, adverse possession requires the claimant's use to be open, notorious, hostile, actual, exclusive, and continuous for a period of:

A.7 years
B.10 years
C.15 years
D.20 years

Explanation

Connecticut requires 15 years of continuous, open, notorious, hostile, actual, and exclusive possession for a successful adverse possession claim.

Q10. A Connecticut property owned by a husband and wife as tenancy by the entirety cannot be:

A.Sold with both spouses' consent
B.Mortgaged with both spouses' consent
C.Conveyed or encumbered by one spouse acting alone
D.Inherited by children at the parents' deaths

Explanation

Tenancy by the entirety (available to married couples in Connecticut) requires both spouses to act together to convey or encumber the property. Neither spouse can sever their interest unilaterally.

Q11. An easement by prescription in Connecticut is obtained through:

A.A written agreement recorded in the land records
B.Open, notorious, hostile, and continuous use for 15 years
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