Fair Housing
A Connecticut real estate agent posts a property listing that emphasizes the listing is within walking distance of a church and describes the neighborhood as having 'wonderful community values.' A fair housing organization might view this advertising as:
ACompletely acceptable as factual information
BPotentially implying a religious preference that could deter non-Christian buyers, violating the Fair Housing Act✓ Correct
COnly objectionable if a specific church denomination is named
DProtected free speech
Explanation
Advertising that highlights religious institutions or uses language associated with religious communities can imply a preference for tenants or buyers of a particular religion. HUD guidelines prohibit using advertising language that expresses or implies a preference based on religion.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Pre-ApprovalA lender's conditional commitment to loan a specific amount to a borrower, based on verified income, credit, and assets.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
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