Escrow & Title

What is the difference between the 'date of policy' and the 'date of closing' in a Connecticut title insurance policy?

AThey are always the same date✓ Correct
BThe date of policy is when coverage becomes effective; the date of closing is when the deed is signed
CThe date of closing is when coverage begins; the date of policy is when the title search was completed
DTitle insurance has no effective date

Explanation

In Connecticut, the policy date (effective date) is typically the date of closing—when the deed is recorded (or delivered). Coverage extends back to protect against defects existing before that date.

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