Connecticut Escrow & Title
Practice Questions & Answers (2026)
Escrow, title, and closing questions on the Connecticut exam test how real estate transactions are closed, how title is transferred, and what happens at settlement. Connecticut requires a licensed attorney to conduct real estate closings — unlike escrow states — which shapes how these questions are framed on the CT exam. Title insurance, title searches, and the difference between standard and extended coverage policies are tested, as are the specific closing costs that are customarily paid by buyers vs. sellers under Connecticut practice.
Connecticut Exam Study Resources
Everything you need to pass — in one place.
Connecticut Escrow & Title — Practice Questions & Answers
126 questions on Escrow & Title from the Connecticut real estate question bank. First 10 are free — sign up to unlock all 126.
Q1. In Connecticut, the deed is most commonly used to transfer title from seller to buyer at closing is the:
Explanation
In Connecticut, the general warranty deed (or statutory warranty deed) is most commonly used in residential transactions, providing the broadest protection by warranting title against all defects for all time.
Q2. A title search in Connecticut examines the public records to:
Explanation
A title search examines the chain of title in public records to identify outstanding mortgages, judgment liens, unpaid taxes, easements, restrictions, and other encumbrances that could affect ownership.
Q3. An abstract of title is best described as:
Explanation
An abstract of title is a condensed summary of all recorded documents (deeds, mortgages, liens, etc.) affecting a property's title, compiled in chronological order. It is reviewed by an attorney to provide a title opinion.
Q4. Which of the following liens has the highest priority in Connecticut regardless of when it was recorded?
Explanation
Real property tax liens (and special assessment liens) are generally given super-priority status, meaning they take precedence over all other liens — including prior-recorded mortgages — regardless of the recording order.
Q5. Connecticut is considered an 'attorney state' for real estate closings, which means:
Explanation
Connecticut is an attorney closing state, meaning a licensed attorney must conduct the closing. The attorney performs the title search, prepares closing documents, and oversees the transfer of title.
Q6. A Connecticut title insurance policy that protects the homeowner against defects that existed prior to the purchase is called an:
Explanation
An owner's title insurance policy protects the buyer/owner against losses from title defects, liens, or encumbrances that existed prior to or at the time of purchase. The lender's policy separately protects the mortgage lender.
Q7. A mechanic's lien in Connecticut can be filed by:
Explanation
Connecticut's mechanic's lien statute allows contractors, subcontractors, laborers, and material suppliers to file a lien on property they improved if they are not paid for their work or materials.
Q8. A lis pendens recorded on a Connecticut property means:
Explanation
Lis pendens (Latin for 'suit pending') is a notice recorded in the land records that a lawsuit has been filed that may affect title to the property, putting potential buyers and lenders on notice of the pending litigation.
Q9. In Connecticut, the transfer tax paid by the seller when real property is conveyed is commonly known as the:
Explanation
Connecticut imposes a real estate conveyance tax (sometimes called a transfer tax) on the seller when real property is conveyed. The rate varies based on the sale price and type of property.
Q10. A Connecticut property owner who does not pay their municipal property taxes may ultimately face:
Explanation
Unpaid Connecticut property taxes result in a tax lien on the property. If taxes remain unpaid, the municipality can sell the tax lien or foreclose on the property to recover the delinquent taxes.
Q11. Which type of deed provides the LEAST protection to a grantee?
116 more Escrow & Title questions
Create a free account to unlock all 126 Connecticut Escrow & Title questions with full explanations.
Free account · No credit card · Instant access to 25 questions
Ready to take the full exam? Start free.
25 free questions · No signup · Instant access to all Connecticut topics