Escrow & Title
In Connecticut, a 'special warranty deed' (also called a covenant deed) warrants title against defects:
AArising from any point in history, including before the grantor owned the property
BOnly arising during the grantor's period of ownership✓ Correct
CNot at all—it is a quitclaim deed
DOnly for 40 years from the date of the deed
Explanation
A special warranty deed (or covenant deed) warrants title only against defects arising during the grantor's ownership. It does not warrant against defects that existed before the grantor acquired the property.
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Key Terms to Know
Deed
A written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).
Title InsuranceInsurance protecting against financial loss from defects in a property's title that existed before closing but were unknown at the time of purchase.
Abstract of TitleA condensed history of a property's title, summarizing all recorded documents and encumbrances affecting it from the earliest record to the present.
Chain of TitleThe sequential record of all transfers of ownership for a piece of property from the original patent holder to the present owner.
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