Fair Housing
Which of the following is an example of illegal discrimination under Connecticut's fair housing law based on 'source of income'?
ARejecting an applicant with a history of evictions
BRefusing to rent to an applicant because they receive Social Security disability income✓ Correct
CRequiring all applicants to earn 3x the monthly rent
DScreening applicants based on credit score
Explanation
Connecticut prohibits discrimination based on lawful source of income, including Social Security, disability payments, housing vouchers, or other lawful government assistance.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
Debt-to-Income Ratio (DTI)A lender's measure of a borrower's monthly debt obligations relative to their gross monthly income, used to evaluate loan eligibility.
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