Fair Housing
Under the Fair Housing Act, a person who believes they have been discriminated against must file a complaint with HUD within:
A90 days
B1 year✓ Correct
C2 years
D3 years
Explanation
A complaint alleging a violation of the Fair Housing Act must be filed with HUD within one year of the alleged discriminatory act. Private lawsuits may be filed in federal court within two years.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
Private Mortgage Insurance (PMI)Insurance required by lenders on conventional loans with less than 20% down payment, protecting the lender — not the borrower — against default.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
Math Concepts
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