Fair Housing
Under the federal Fair Housing Act, which organization is primarily responsible for enforcing fair housing laws at the federal level?
AThe U.S. Department of Justice (DOJ)
BThe U.S. Department of Housing and Urban Development (HUD)✓ Correct
CThe Federal Trade Commission (FTC)
DThe Consumer Financial Protection Bureau (CFPB)
Explanation
HUD is the primary federal agency responsible for administering and enforcing the Fair Housing Act. HUD investigates complaints, attempts conciliation, and may refer cases for administrative hearings or to the Department of Justice for court action.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
AgencyA legal relationship in which a licensee (agent) acts on behalf of a principal (buyer or seller) in a real estate transaction.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
Math Concepts
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