Real Estate Math

A Delaware buyer obtains a 30-year, $300,000 mortgage at 6.5% annual interest. Using a monthly factor of $6.32 per $1,000, what is the approximate monthly principal and interest payment?

A$1,896✓ Correct
B$1,625
C$2,100
D$1,950

Explanation

Monthly P&I = (Loan Amount ÷ $1,000) × Monthly Factor = ($300,000 ÷ $1,000) × $6.32 = 300 × $6.32 = $1,896.

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