Real Estate MathIntermediateDelaware Exam

A Delaware buyer obtains a 90% LTV loan on a $280,000 property. What is the down payment required?

A$25,000
B$28,000Correct
C$30,000
D$32,000

Why $28,000 Is Correct

Answer B: $28,000

Down payment = Purchase Price × (1 − LTV) = $280,000 × 0.10 = $28,000.

Exam Tip: Real Estate Math

Math questions are formula-based. Memorize the key formulas: commission splits, proration, cap rate (NOI ÷ Value), GRM (Price ÷ Gross Rent), and LTV (Loan ÷ Value). Practice converting between annual and monthly figures.

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