Real Estate MathIntermediateDelaware Exam

A Delaware homeowner has a mortgage balance of $180,000 at 5% annual interest. How much of the first monthly payment goes to interest?

A$750Correct
B$900
C$1,050
D$600

Why $750 Is Correct

Answer A: $750

Monthly interest = $180,000 × (0.05 ÷ 12) = $180,000 × 0.

Exam Tip: Real Estate Math

Math questions are formula-based. Memorize the key formulas: commission splits, proration, cap rate (NOI ÷ Value), GRM (Price ÷ Gross Rent), and LTV (Loan ÷ Value). Practice converting between annual and monthly figures.

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