Real Estate Math

A Delaware property's appraised value is $460,000. The owner wants to take out a HELOC at 80% LTV. The existing mortgage is $295,000. What is the maximum HELOC line?

A$68,000
B$73,000✓ Correct
C$63,000
D$80,000

Explanation

Maximum combined debt at 80% LTV = $460,000 × 0.80 = $368,000.

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