FinanceIntermediateDelaware Exam

A short sale in real estate occurs when:

AThe property closes in less than 30 days
BThe lender agrees to accept less than the full outstanding mortgage balance as payoffCorrect
CThe seller nets a profit in a short period of time
DThe buyer pays cash and closes quickly

Why The lender agrees to accept less than the full outstanding mortgage balance as payoff Is Correct

Answer B: The lender agrees to accept less than the full outstanding mortgage balance as payoff

A short sale occurs when the lender agrees to accept the sale proceeds as full satisfaction of the mortgage, even though the proceeds are less than the outstanding loan balance.

Exam Tip: Finance

Finance questions often involve calculations. Master the T-bar method, understand the difference between conventional and government-backed loans, and know key ratios like LTV and DTI.

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