Property Valuation

An appraisal is an opinion of value that must be prepared by:

AAny licensed real estate agent
BA licensed or certified appraiser when required for federally related transactions✓ Correct
CA bank loan officer
DThe Delaware Real Estate Commission

Explanation

For federally related transactions (most mortgage loans), FIRREA requires that appraisals be performed by state-licensed or state-certified appraisers meeting minimum competency standards.

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