Property ValuationIntermediateDelaware Exam

An appraisal is an opinion of value that must be prepared by:

AAny licensed real estate agent
BA licensed or certified appraiser when required for federally related transactionsCorrect
CA bank loan officer
DThe Delaware Real Estate Commission

Why A licensed or certified appraiser when required for federally related transactions Is Correct

Answer B: A licensed or certified appraiser when required for federally related transactions

For federally related transactions (most mortgage loans), FIRREA requires that appraisals be performed by state-licensed or state-certified appraisers meeting minimum competency standards.

Exam Tip: Property Valuation

Valuation questions focus on the three approaches to value: sales comparison, cost, and income. Know which approach is best for which property type. The income approach uses cap rate and NOI — memorize these formulas.

Key Property Valuation Terms in This Question

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