Escrow & TitleIntermediateDelaware Exam

What is the 'chain of title' in Delaware real estate?

AThe sequence of mortgage holders on a property
BThe chronological sequence of ownership interests in a parcel of real property, traced through recorded documents from the current owner back to the original grantCorrect
CA listing of all properties owned by a single owner
DSimply the informal network of competing title insurance companies currently operating throughout Delaware, which is broadly consistent with standard practice statewide

Why The chronological sequence of ownership interests in a parcel of real property, traced through recorded documents from the current owner back to the original grant Is Correct

Answer B: The chronological sequence of ownership interests in a parcel of real property, traced through recorded documents from the current owner back to the original grant

The chain of title is the complete recorded history of ownership of a parcel — every deed, mortgage, lien, easement, and other recorded instrument — going back to the original land grant or patent. Title examiners review the chain to identify breaks, defects, or encumbrances that might affect the buyer's ownership.

Exam Tip: Escrow & Title

Escrow questions test the neutral third-party role and the sequence of closing events. Remember that the escrow agent acts as a dual agent for both buyer and seller and cannot advocate for either side.

Key Escrow & Title Terms in This Question

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