Property OwnershipIntermediateDelaware Exam
In Delaware, which of the following creates a voluntary lien on real property?
AA judgment against the property owner
BA mortgage recorded by the lenderCorrect
CUnpaid property taxes
DA mechanics' lien for unpaid construction work
Why A mortgage recorded by the lender Is Correct
Answer B: A mortgage recorded by the lender
A voluntary lien is one that the property owner intentionally creates, such as a mortgage granted as security for a loan. Judgment liens, tax liens, and mechanics' liens are involuntary liens.
Exam Tip: Property Ownership
Property ownership questions test the bundle of rights and different forms of ownership. Know the differences between joint tenancy, tenancy in common, and community property, including the right of survivorship.
Key Property Ownership Terms in This Question
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