Finance
Which of the following is NOT a factor considered by mortgage underwriters when evaluating a loan application in Delaware?
AThe borrower's credit score
BThe borrower's debt-to-income ratio
CThe borrower's religious affiliation✓ Correct
DThe property's appraised value
Explanation
Mortgage underwriters evaluate creditworthiness based on the borrower's credit history, income, assets, debt ratios, and the property value. Religion is a protected characteristic under ECOA; consideration of it is illegal.
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