Property Ownership

What is a 'shared equity mortgage' in Delaware?

AA mortgage where two buyers share equally in ownership and debt
BAn arrangement where a lender or investor shares in the appreciation of the property in exchange for providing down payment assistance or a reduced interest rate✓ Correct
CA mortgage backed by government equity grants
DA joint venture mortgage for commercial properties

Explanation

A shared equity mortgage (also called an equity sharing agreement) allows a third party (investor or lender) to contribute to the down payment or purchase price in exchange for a share of the property's future appreciation when it is sold.

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