Escrow & TitleIntermediateDelaware Exam

What is an 'escrow holdback' in a Delaware real estate closing?

AFunds held by the lender from the mortgage proceeds until certain conditions are met
BAn amount held in escrow after closing to cover repairs or completion of outstanding itemsCorrect
CThe portion of the buyer's funds withheld pending loan payoff
DThe Commission's hold on a broker's license pending investigation

Why An amount held in escrow after closing to cover repairs or completion of outstanding items Is Correct

Answer B: An amount held in escrow after closing to cover repairs or completion of outstanding items

An escrow holdback is an amount retained in escrow after closing (held by the closing agent or an escrow company) to ensure completion of specified repairs or remediation — funds are released to the seller when the agreed work is completed.

Exam Tip: Escrow & Title

Escrow questions test the neutral third-party role and the sequence of closing events. Remember that the escrow agent acts as a dual agent for both buyer and seller and cannot advocate for either side.

Key Escrow & Title Terms in This Question

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