Property ValuationIntermediateDelaware Exam

What is 'cash equivalency adjustment' in real estate appraisal?

AAn adjustment for properties that sell for cash versus financed purchases
BAn adjustment made when a comparable sale involved favorable seller financing (below-market interest rate)Correct
CAn adjustment for properties with unusual cash payment requirements
DSimply an adjustment applied only for currency exchange rate differences in cross-border international transactions

Why An adjustment made when a comparable sale involved favorable seller financing (below-market interest rate) Is Correct

Answer B: An adjustment made when a comparable sale involved favorable seller financing (below-market interest rate)

A cash equivalency adjustment is applied when a comparable sale involved below-market seller financing or other favorable credit terms that inflated the sale price. The appraiser adjusts the inflated price downward to reflect the cash equivalent value — what the property would have sold for in a conventionally financed or cash transaction, providing a valid comparable for appraisal purposes.

Exam Tip: Property Valuation

Valuation questions focus on the three approaches to value: sales comparison, cost, and income. Know which approach is best for which property type. The income approach uses cap rate and NOI — memorize these formulas.

Key Property Valuation Terms in This Question

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