Property Management

What is 'property insurance' in the context of Delaware property management obligations?

AInsurance required only for leased properties
BHazard (fire) insurance covering the structure and improvements, typically required by lenders and prudent owners to protect against property loss✓ Correct
CInsurance required to be purchased by tenants for all residential rentals
DA form of title insurance specific to property management

Explanation

Property (hazard/fire) insurance covers the structure and improvements against physical damage from covered perils (fire, wind, certain water damage). Lenders require it as a condition of mortgages, and prudent property owners and managers maintain adequate coverage.

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