Contracts

What is 'recession' in Delaware real estate contract law (right of rescission)?

AAn economic downturn affecting real estate markets
BThe right of a party to cancel or undo a contract — returning both parties to their pre-contract positions; certain Delaware transactions (refinances, HELOCs) provide a mandatory 3-day right of rescission under TILA✓ Correct
CA seller's right to reduce the price during the listing period
DA buyer's right to request repairs after closing

Explanation

Rescission cancels a contract and returns both parties to their original positions. TILA provides a mandatory 3-business-day right of rescission for non-purchase refinances and HELOCs on a borrower's primary residence — the borrower can cancel after signing. In general contract law, rescission may be available for fraud, duress, or mutual mistake.

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