FinanceIntermediateDelaware Exam

Which federal law requires lenders to provide a Closing Disclosure at least 3 business days before closing?

ARESPA alone
BTRID (TILA-RESPA Integrated Disclosure)Correct
CECOA
DHMDA

Why TRID (TILA-RESPA Integrated Disclosure) Is Correct

Answer B: TRID (TILA-RESPA Integrated Disclosure)

TRID rules require lenders to deliver the Closing Disclosure at least 3 business days before consummation (closing), replacing the former HUD-1 Settlement Statement for most loan transactions.

Exam Tip: Finance

Finance questions often involve calculations. Master the T-bar method, understand the difference between conventional and government-backed loans, and know key ratios like LTV and DTI.

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