Finance
A Florida lender who requires a property to be in a specific geographic area before making a loan is most likely engaged in:
AStandard underwriting practice
BRedlining if the geographic restriction corresponds to racial or ethnic composition✓ Correct
CDiscriminatory appraisal
DBlockbusting
Explanation
If a lender's geographic loan restrictions align with protected class demographics (e.g., refusing to lend in minority neighborhoods regardless of creditworthiness), this constitutes redlining in violation of the Fair Housing Act and ECOA.
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