Contracts

A Florida listing broker learns that the buyer who made an accepted offer has submitted falsified income documents to their lender. The broker should:

AKeep the information confidential since it was disclosed during the transaction
BAdvise the seller of this potential fraud since it affects the likelihood of closing✓ Correct
CReport the buyer to the FBI
DNotify the listing broker's attorney and take no further action

Explanation

Mortgage fraud is a federal crime. A broker who becomes aware of falsified loan documents has a duty to advise the seller — this is material information that affects whether the transaction will close. The broker may also have ethical obligations to avoid participating in or facilitating fraud. The broker should consult legal counsel about reporting obligations to lenders and authorities.

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