Real Estate Math

A Florida property is purchased for $395,000 with a 30-year mortgage at 5.25%. The monthly payment factor is $5.53 per $1,000. With a 15% down payment, what is the monthly P&I?

A$335,750.00✓ Correct
B$2,184.43
C$1,854.81
D$2,000.00

Explanation

Down payment = $395,000 × 15% = $59,250. Loan = $395,000 − $59,250 = $335,750. Monthly payment = ($335,750 ÷ $1,000) × $5.53 = 335.75 × $5.53 ≈ $1,856.80. Closest: $1,853.95.

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