Escrow & Title

In Florida, a 'judgment lien' is created against a debtor's real property when:

AThe creditor files a mortgage
BA court judgment is entered against the debtor AND a certified copy is recorded in the public records of the county where the property is located✓ Correct
CThe debtor files for bankruptcy
DThe property is seized by the sheriff

Explanation

A judgment lien attaches to all real property a judgment debtor owns in the county where the certified copy of the judgment is recorded. The judgment must be properly filed in the county public records to create the lien on real property.

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