Property Ownership
In Florida, a 'statutory warranty deed' provides which level of title warranty?
ANo warranty — equivalent to a quitclaim deed
BA warranty only against claims arising during the grantor's period of ownership
CA full warranty back through the entire chain of title (equivalent to a general warranty deed in Florida)✓ Correct
DA warranty only for defects caused by the grantor's direct actions
Explanation
In Florida, a 'warranty deed' (often called a statutory warranty deed) is equivalent to a general warranty deed in other states — it provides a warranty of title against ALL defects, back through the entire chain of title, not just during the grantor's ownership period.
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Key Terms to Know
Deed
A written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).
Chain of TitleThe sequential record of all transfers of ownership for a piece of property from the original patent holder to the present owner.
Title InsuranceInsurance protecting against financial loss from defects in a property's title that existed before closing but were unknown at the time of purchase.
Deed of TrustA security instrument used in many states instead of a mortgage, involving three parties: borrower (trustor), lender (beneficiary), and a neutral trustee.
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