Property Valuation

In Florida, an 'as-is' appraisal values a property:

ABased only on the land value since improvements are sold without warranty
BIn its current physical condition and legal status as of the effective date✓ Correct
CWithout any adjustments for deferred maintenance
DBased on the average condition of similar properties in the market

Explanation

An 'as-is' appraisal reflects the property's value in its current condition — with all existing deficiencies, deferred maintenance, and physical characteristics as they exist on the effective date. This contrasts with a 'subject to' appraisal (based on completion of proposed improvements or repairs) or a 'retrospective' appraisal. As-is appraisals are used in REO sales, estate appraisals, and litigation.

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