Property Ownership

A Georgia homeowner's association lien for unpaid dues is:

AAlways superior to the first mortgage
BA lien that is recorded and can affect title, typically subordinate to the first mortgage✓ Correct
CNot enforceable without a court judgment
DLimited to 30 days of delinquent dues

Explanation

HOA liens for unpaid assessments are recorded and can affect the property's title. They are generally subordinate to a first mortgage, but can still prevent clear title transfer at closing.

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